Travel Planners (P) Ltd. as consultants for overseas medical insurance are the authorized online agents of an Insurance Company for their customer-friendly travel policy that covers illness or disease contracted by the traveling person while on holiday or business in India or Abroad. This useful policy takes care not just of medical expenses for accidents and sickness, but also provides coverage for personal accident, delay / loss of checked-in baggage, loss of passport and personal liability damages.
International travel can be an exciting adventure. But it can also bring many unpredictable situations. We provide International Insurance resources to ease the stress of an unfamiliar culture or medical systems.
Whether you need individual coverage for a vacation, overseas assignment, or group coverage for employees in locations around the world, our site has a product to meet your needs.
There are different policies available on the basis of:
- Risk Factor
- Age
- Days of Travel
- Destination
- Premium
- Individual or Corporate
The benefits:
- 24-hour worldwide emergency assistance
- Accident & sickness benefits
- Loss of checked baggage / Delay of checked baggage (beyond 12 hours)
- Accidental death and dismemberment (Common Carrier Only)
- Emergency evacuation
- Repatriation of remains
- Loss of passport and other travel documents assistance.
- Personal liability
- Direct settlement for in-hospital medical expenses abroad. ( subject to policy terms and conditions and sub limits)
Tips for Chossing a Policy
Choosing a right policy from a right insurer can make all the difference and here are few tips for buying a travel insurance policy:
-
Mode of claim settlement
-
Check for the international help line
-
Can the policy be extended while you are abroad?
-
Check whether you are covered while you are travelling/driving a vehicle
-
Deductibles
Frequently Asked Questions’s
What are the tips for choosing a right policy?
Few tips for buying a travel insurance policy are Mode of claim settlement, Check for the international help line, Can the policy be extended while you are abroad, Deductibles and Check whether you are covered while you are traveling/driving a vehicle.
Why do I need Travel Insurance?
Health care is very expensive anywhere in the world. The financial burden you could incur by not protecting yourself with a dependable health insurance product and a trustworthy agency could be enormous. You need to know that your local mediclaim policy does not cover foreign hospitalization.
Can I have my pre-existing illness covered?
No, your pre-existing illness gets excluded from the policy and no claim for the same can be made.
What if my departure date is changed?
You just have to inform us and send us your policy copy for making the necessary changes.
Will I get a refund if my trip is cancelled?
Yes, you will get the refund for the premium paid by you if you intimate us 48 hours before the date of departure subject to a deduction of Rs. 350 from the premium paid by you.
|